Estimated reading time: 3 minutes

Dreaming of studying in Germany? One of the first things you’ll need is a German blocked account. It’s not just a formality—it’s your ticket to getting that student visa.

Let’s walk through everything you need to know.

What Is a German Blocked Account?

A blocked account (Sperrkonto) is a special type of bank account. As an international student, you must deposit a fixed sum of money into it before your move.

This account proves to the German authorities that you can support yourself financially during your studies—without relying on part-time jobs or public funds.

How Much Money Do You Need in 2025?

For the 2025 intake, you must deposit:

• €11,208 for the entire year
• That’s €934 per month, which gets unlocked for you each month after arrival

Make sure to transfer the full amount before your visa appointment.

Where Can You Open a Blocked Account?

Students usually go with one of these reliable providers:

• Fintiba – Fast and digital, linked with Sutor Bank
• Expatrio – Great bundles with insurance included
• Coracle – No service fees, budget-friendly
• Deutsche Bank – Traditional but slower and paper-heavy

💡 Pick a provider that also helps you with health insurance—it’ll save time later.

How to Open a Blocked Account (Step-by-Step)

You can open your blocked account easily by following these steps:

1. Pick a provider (Fintiba and Expatrio are popular)
2. Sign up on their website
3. Upload documents like your passport
4. Transfer the required amount from your home country
5. Receive your official confirmation certificate (you’ll need this for your visa)

What Happens After You Arrive in Germany?

Once you land and register your address, here’s what to do next:

• Activate your blocked account
• Link it to a local German bank account
• Start receiving €934 every month

Your provider will guide you through the activation process.

Are There Alternatives to a Blocked Account?

Yes, but only in specific cases:

• A formal obligation letter (Verpflichtungserklärung) from a sponsor in Germany
• A full scholarship confirmation that covers living costs

Still, for most students, the blocked account remains mandatory.

Avoid These Common Mistakes

• Transferring funds too late – allow 3–7 business days
• Missing documents – always double-check uploads
• Choosing unaccepted providers – confirm with your German consulate

Final Thoughts

The blocked account is more than a bank requirement—it’s a key milestone in your Germany journey. Get this sorted early, and you’ll feel confident walking into your visa interview.

Need help preparing?
👉 Join our A1 German course designed for students heading to Germany.

• Best Instagram handles to learn French
• Common Mistakes while learning German
• Learning German language Online
• Exploring Job Opportunities in Germany for Indians: A Comprehensive Guide
• The Opportunity Card of Germany for Indians